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Nepal bank interest rates

Compare published savings, fixed deposit, remittance savings and recurring deposit rates. Check the bank’s own notice before opening an account; eligibility and terms can change what rate applies to you.

Published periodAshwin 2083
Dataset updated
Last checked by NepalAnswers

Rates are a comparison aid, not an offer or personal financial advice. Some offers require a minimum balance, remittance status, account type or specific tenure. Confirm current terms and applicable taxes directly with the institution.

Showing 20 institutions for this selection.

Class A

Agricultural Development Bank Limited

Official site

Savings Interest Rate 2.78% – 4.39%

  • Hamro Bachat / Sabai Nepali Savings2.78%
  • Bal Surakchya Bachat (Children's Savings)3.70%
  • Chetanshil Nari Bachat (Women Savings)3.70%
  • Krishak Bachat (Farmer Savings)3.93%
  • Shareholders Savings4.15%
  • Sambriddhi Bachat (Premium Savings)4.16%
  • Ba Ama Bachat / Platinum Savings4.39%
  • ADBL Salary / Payroll Savings4.38%

Remittance Savings 5.39%

  • Matribhumi Remittance Savings5.39%

Recurring Deposit (RD) 4.10%

  • Recurring Deposit4.10%

Fixed Deposit (FD) 2.78% – 4.15%

  • Fixed Deposit – 3 Months to 1 Year2.78%
  • Fixed Deposit – 2 Years2.85%
  • Fixed Deposit – 3 Years3.00%
  • Fixed Deposit – 4 Years and Above4.15%
  • FCY USD Fixed Deposit – Short Term3.25%
  • FCY USD Fixed Deposit – 1 Year3.50%

Call Account Rate 2.00%

  • Call Deposit2.00%
Class A

Citizens Bank International Limited

Official site

Savings Interest Rate 2.75% – 3.75%

  • Regular Savings Account2.75%
  • Citizens Plus Premium Savings3.50%
  • Jestha Nagarik Savings (Senior Citizen)3.75%
  • Nari Bachat (Women Savings)3.50%

Remittance Savings 4.50%

  • Remittance Savings4.50%

Recurring Deposit (RD) 4.50%

  • Recurring Deposit4.50%

Fixed Deposit (FD) 3.25% – 4.75%

  • Fixed Deposit – 3 to 6 Months3.25%
  • Fixed Deposit – 6 Months to 1 Year3.75%
  • Fixed Deposit – 1 Year to 2 Years4.50%
  • Fixed Deposit – 2 Years and Above4.75%

Call Account Rate 3.00%

  • Call Deposit3.00%
Class A

Everest Bank Limited

Official site

Savings Interest Rate 2.75% – 4.00%

  • Regular Savings Account2.75%
  • Premium Savings Account3.50%
  • Senior Citizen Savings3.50%
  • Gorkha Regiment / Premium Privilege Savings4.00%
  • Women Savings Account3.50%

Remittance Savings 4.00%

  • NRE Remittance Savings4.00%

Fixed Deposit (FD) 3.25% – 4.50%

  • Fixed Deposit – 3 to 6 Months3.25%
  • Fixed Deposit – 6 Months to 1 Year3.75%
  • Fixed Deposit – 1 Year to 2 Years4.25%
  • Fixed Deposit – 2 Years and Above4.50%

Remittance Fixed Deposit 5.00%

  • Remittance Special Fixed Deposit5.00%

Call Account Rate 3.00%

  • Call Deposit3.00%
Class A

Global Ime Bank Limited

Official site

Savings Interest Rate 2.75% – 3.50%

  • Regular Savings Account2.75%
  • Super Savings Account3.25%
  • Senior Citizen Savings3.50%
  • Nari Bachat (Women Savings)3.25%

Remittance Savings 3.75%

  • Remittance Savings3.75%

Recurring Deposit (RD) 4.00%

  • Recurring Deposit4.00%

Fixed Deposit (FD) 3.00% – 4.00%

  • Fixed Deposit – 3 to 6 Months3.00%
  • Fixed Deposit – 6 Months to 1 Year3.50%
  • Fixed Deposit – 1 Year to 2 Years4.00%
  • Fixed Deposit – 2 Years and Above4.00%
  • NRN FCY Fixed Deposit4.00%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Himalayan Bank Limited

Official site

Savings Interest Rate 2.75% – 4.00%

  • Normal Savings Account2.75%
  • Bishesh Bachat (Premium Savings)3.00%
  • Subidha / Exclusive Privilege Savings4.00%
  • HBL Nari Bachat (Women Savings)3.25%
  • Shareholders Savings3.00%

Remittance Savings 5.00%

  • Himal Remit Savings5.00%

Recurring Deposit (RD) 4.50%

  • 3-Year Recurring Deposit4.50%

Fixed Deposit (FD) 2.80% – 4.50%

  • Fixed Deposit – Up to 6 Months2.80%
  • Fixed Deposit – 6 Months to 1 Year3.50%
  • Fixed Deposit – 1 Year to 2 Years4.25%
  • Fixed Deposit – 2 Years to 3 Years4.50%
  • Fixed Deposit – 3 Years and Above4.50%
  • FCY USD Fixed Deposit3.25%

Remittance Fixed Deposit 5.50%

  • Remittance Special Fixed Deposit5.50%

Call Account Rate 2.75%

  • Call Deposit2.75%
Class A

Kumari Bank Limited

Official site

Savings Interest Rate 2.75% – 3.50%

  • Regular Savings Account2.75%
  • Premium Savings Account3.50%
  • Senior Citizen Savings3.50%
  • Kumari Nari Bachat (Women Savings)3.50%

Remittance Savings 4.31%

  • Hereko Herai Remit Savings4.31%

Recurring Deposit (RD) 4.00%

  • Recurring Deposit4.00%

Fixed Deposit (FD) 2.75% – 4.05%

  • Fixed Deposit – 3 to 6 Months2.75%
  • Fixed Deposit – 6 Months to 1 Year3.25%
  • Fixed Deposit – 1 Year to 2 Years3.75%
  • Fixed Deposit – 2 Years and Above4.05%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Laxmi Sunrise Bank Limited

Official site

Savings Interest Rate 2.75% – 3.75%

  • Regular Savings Account2.75%
  • Sunrise Plus Premium Savings3.50%
  • Senior Citizen Savings3.75%
  • Nari Bachat (Women Savings)3.25%

Remittance Savings 4.00%

  • Remittance Savings4.00%

Recurring Deposit (RD) 4.50%

  • Recurring Deposit4.50%

Fixed Deposit (FD) 3.00% – 4.50%

  • Fixed Deposit – 3 to 6 Months3.00%
  • Fixed Deposit – 6 Months to 1 Year3.50%
  • Fixed Deposit – 1 Year to 2 Years4.00%
  • Fixed Deposit – 2 Years and Above4.50%

Remittance Fixed Deposit 5.50%

  • Remittance Special Fixed Deposit5.50%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Machhapuchchhre Bank Limited

Official site

Savings Interest Rate 2.75% – 3.50%

  • Regular Savings Account2.75%
  • MBL Super Savings Account3.50%
  • Senior Citizen Savings3.50%
  • Women Savings Account3.50%

Remittance Savings 4.00%

  • Remittance Savings4.00%

Fixed Deposit (FD) 3.00% – 4.50%

  • Fixed Deposit – 3 to 6 Months3.00%
  • Fixed Deposit – 6 Months to 1 Year3.50%
  • Fixed Deposit – 1 Year to 2 Years4.25%
  • Fixed Deposit – 2 Years and Above4.50%
  • FCY USD NRN Fixed Deposit – Short Term3.51%
  • FCY USD NRN Fixed Deposit – 1 Year4.26%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Nabil Bank Limited

Official site

Savings Interest Rate 2.75% – 3.15%

  • Regular Savings (Digo Bachat)2.75%
  • Jestha Nagarik Savings (Senior Citizen)2.75%
  • Nari Bachat (Women Savings)2.75%
  • Karmashil Bachat (Salary Savings)2.75%
  • Dhukka Bachat (Premium Savings)3.15%

Remittance Savings 3.80%

  • Premium Remit Savings3.80%

Fixed Deposit (FD) 3.00% – 5.55%

  • Fixed Deposit – 3 to 6 Months3.00%
  • Fixed Deposit – 6 Months to 1 Year3.75%
  • Fixed Deposit – 1 Year to 2 Years4.50%
  • Fixed Deposit – 2 Years to 5 Years4.75%
  • Fixed Deposit – 5 Years to 10 Years5.00%
  • Fixed Deposit – 10 Years and Above5.55%
  • Cumulative Fixed Deposit – 6M to 1Y3.75%
  • Cumulative Fixed Deposit – 1Y to 2Y4.25%
  • Cumulative Fixed Deposit – 2Y+4.50%

Remittance Fixed Deposit 6.55%

  • Remittance Special Fixed Deposit6.55%

Call Account Rate 2.75%

  • Call Deposit (NPR)2.75%
Class A

Nepal Bank Limited

Official site

Savings Interest Rate 2.75% – 3.00%

  • Regular Savings Account2.75%
  • Bishesh Bachat (Premium Savings)3.00%
  • Senior Citizen Savings3.00%
  • Mahila Bachat (Women Savings)3.00%
  • FCY USD Savings Account2.75%

Remittance Savings 3.50%

  • Remittance / IPO Savings3.50%

Fixed Deposit (FD) 2.76% – 4.00%

  • Fixed Deposit – 3 to 6 Months2.76%
  • Fixed Deposit – 6 Months to 1 Year3.00%
  • Fixed Deposit – 1 Year to 2 Years3.50%
  • Fixed Deposit – 2 Years and Above4.00%
  • FCY USD Fixed Deposit3.25%

Remittance Fixed Deposit 5.50%

  • Remittance Special Fixed Deposit5.50%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Nepal Investment Mega Bank Limited

Official site

Savings Interest Rate 2.75% – 4.25%

  • Regular Savings Account2.75%
  • Janani Janmabumi Savings (Premium)4.25%
  • Senior Citizen Savings3.50%
  • Women Savings Account3.50%

Remittance Savings 4.75%

  • Remittance Savings4.75%

Recurring Deposit (RD) 4.50%

  • Recurring Deposit4.50%

Fixed Deposit (FD) 3.25% – 4.75%

  • Fixed Deposit – 3 to 6 Months3.25%
  • Fixed Deposit – 6 Months to 1 Year3.75%
  • Fixed Deposit – 1 Year to 2 Years4.50%
  • Fixed Deposit – 2 Years and Above4.75%

Call Account Rate 1.35%

  • Call Deposit (NPR)1.35%
Class A

Nepal Sbi Bank Limited

Official site

Savings Interest Rate 2.75% – 3.25%

  • Regular Savings Account2.75%
  • SBI Advantage Premium Savings3.25%
  • Senior Citizen Savings3.25%
  • Shrestha Nari Bachat (Women Savings)3.25%
  • Salary / Payroll Savings3.00%

Fixed Deposit (FD) 2.75% – 4.25%

  • Fixed Deposit – 3 to 6 Months2.82%
  • Fixed Deposit – 6 Months to 1 Year3.25%
  • Fixed Deposit – 1 Year to 2 Years3.75%
  • Fixed Deposit – 2 Years and Above4.25%
  • Institutional Fixed Deposit2.75%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Nic Asia Bank Limited

Official site

Savings Interest Rate 2.75% – 3.25%

  • Regular Savings (All Standard Products)2.75%
  • Sathi Bachat Khata (Premium Savings)3.25%
  • Senior Citizen Savings3.25%
  • Women Savings (NIC Asia Nari Bachat)3.25%

Remittance Savings 4.25%

  • Sarbashrestha Remit Savings4.25%

Fixed Deposit (FD) 2.75% – 4.75%

  • Fixed Deposit – 3 Months to 2 Years2.75%
  • Fixed Deposit – Above 2 Years to 3 Years3.01%
  • Fixed Deposit – Above 3 Years to 5 Years3.26%
  • Fixed Deposit – 5 Years and Above4.75%

Call Account Rate 2.75%

  • Call Deposit2.75%
Class A

Nmb Bank Limited

Official site

Savings Interest Rate 2.75% – 3.00%

  • Regular Savings Account2.75%
  • NMB Smart Savings Account3.00%
  • Senior Citizen Savings3.00%
  • Women Savings Account3.00%

Remittance Savings 3.00%

  • Remittance Savings3.00%

Recurring Deposit (RD) 4.25%

  • Recurring Deposit4.25%

Fixed Deposit (FD) 2.70% – 4.25%

  • Fixed Deposit – 3 to 6 Months3.00%
  • Fixed Deposit – 6 Months to 1 Year3.50%
  • Fixed Deposit – 1 Year to 2 Years4.00%
  • Fixed Deposit – 2 Years and Above4.25%
  • FCY USD Fixed Deposit – Short Term2.70%
  • FCY USD Fixed Deposit – 1 Year3.60%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Prabhu Bank Limited

Official site

Savings Interest Rate 2.75% – 4.00%

  • Regular Savings Account2.75%
  • Unnati / Shramik Premium Savings4.00%
  • Senior Citizen Savings3.25%
  • Mahila Bachat (Women Savings)3.25%

Fixed Deposit (FD) 2.75% – 5.00%

  • Fixed Deposit – 3 to 6 Months2.75%
  • Fixed Deposit – 6 Months to 1 Year3.25%
  • Fixed Deposit – 1 Year to 2 Years4.00%
  • Fixed Deposit – 2 Years to 3 Years4.50%
  • Fixed Deposit – 3 Years and Above5.00%

Remittance Fixed Deposit 5.55%

  • Remittance Special Fixed Deposit5.55%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Prime Commercial Bank Limited

Official site

Savings Interest Rate 2.76% – 4.01%

  • Regular Savings Account2.76%
  • Jeevan Suraksya / Supreme Savings4.01%
  • Senior Citizen Savings3.50%
  • Women Savings Account3.50%

Remittance Savings 5.01%

  • Baideshik Remit Savings5.01%

Recurring Deposit (RD) 4.50%

  • Recurring Deposit4.50%

Fixed Deposit (FD) 3.00% – 5.00%

  • Fixed Deposit – 3 to 6 Months3.00%
  • Fixed Deposit – 6 Months to 1 Year3.50%
  • Fixed Deposit – 1 Year to 2 Years4.50%
  • Fixed Deposit – 2 Years and Above5.00%
  • FCY USD Fixed Deposit3.25%

Remittance Fixed Deposit 5.15%

  • Remittance Special Fixed Deposit5.15%

Call Account Rate 2.75%

  • Call Deposit2.75%
Class A

Rastriya Banijya Bank

Official site

Savings Interest Rate 2.75% – 3.50%

  • Regular Savings Account2.75%
  • Bishesh Bachat (Premium Savings)3.25%
  • Senior Citizen Savings3.50%
  • Mahila Bachat (Women Savings)3.25%

Remittance Savings 4.50%

  • Remittance Savings4.50%

Fixed Deposit (FD) 3.00% – 4.25%

  • Fixed Deposit – 3 to 6 Months3.00%
  • Fixed Deposit – 6 Months to 1 Year3.50%
  • Fixed Deposit – 1 Year to 2 Years4.00%
  • Fixed Deposit – 2 Years and Above4.25%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Sanima Bank Limited

Official site

Savings Interest Rate 2.75% – 3.50%

  • Regular Savings Account2.75%
  • Sanima Super Savings (Premium)3.25%
  • Senior Citizen Savings3.50%
  • Sanima Nari Bachat (Women Savings)3.25%

Remittance Savings 3.80%

  • Remittance Savings3.80%

Recurring Deposit (RD) 4.50%

  • Recurring Deposit4.50%

Fixed Deposit (FD) 1.85% – 4.75%

  • Fixed Deposit – 3 to 6 Months3.00%
  • Fixed Deposit – 6 Months to 1 Year3.50%
  • Fixed Deposit – 1 Year to 2 Years4.25%
  • Fixed Deposit – 2 Years and Above4.75%
  • FCY USD Fixed Deposit – Short Term1.85%
  • FCY USD Fixed Deposit – 1 Year2.25%

Remittance Fixed Deposit 5.50%

  • Remittance Special Fixed Deposit5.50%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Siddhartha Bank Limited

Official site

Savings Interest Rate 2.75% – 3.05%

  • Regular Savings Account2.75%
  • Siddhartha Bachat (Premium Savings)3.05%
  • Jestha Nagarik Savings (Senior Citizen)3.05%
  • Women Savings Account3.00%

Remittance Savings 4.05%

  • Premium Remit Savings4.05%

Recurring Deposit (RD) 4.50%

  • Recurring Deposit4.50%

Fixed Deposit (FD) 3.00% – 5.05%

  • Fixed Deposit – 3 to 6 Months3.00%
  • Fixed Deposit – 6 Months to 1 Year3.50%
  • Fixed Deposit – 1 Year to 2 Years4.25%
  • Fixed Deposit – 2 Years to 3 Years4.75%
  • Fixed Deposit – 3 Years and Above5.05%

Call Account Rate 2.50%

  • Call Deposit2.50%
Class A

Standard Chartered Bank Nepal Limited

Official site

Savings Interest Rate 2.75% – 3.25%

  • Regular Savings Account2.75%
  • Priority / Premium Savings3.25%

Remittance Savings 5.50%

  • SC Remittance Savings5.50%

Fixed Deposit (FD) 2.75% – 4.50%

  • Fixed Deposit – 1 Month2.75%
  • Fixed Deposit – 3 Months3.00%
  • Fixed Deposit – 6 Months3.50%
  • Fixed Deposit – 1 Year4.00%
  • Fixed Deposit – 2 Years and Above4.50%

Call Account Rate 2.50%

  • Call Deposit2.50%

Source and update method

Rates are copied and adapted from Banking Feeds’ Nepal bank interest rate dataset, which attributes the underlying notices to licensed institutions filing rates with Nepal Rastra Bank. Reuse is marked Creative Commons Attribution 4.0. Each entry links to the institution’s official website for confirmation.

The daily refresh checks the provider’s published dataset date. If the source is unavailable or its data fails validation, the last successful snapshot stays visible and its original dates remain shown.

Loan interest cards are not included in this feed’s institution panels. For a repayment estimate, use the loan and EMI calculator with the rate quoted by your bank.

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