Independent, source-aware information for Nepalis
Money planning

Loan and EMI calculator

Estimate repayments in Nepali rupees and see how interest and optional extra payments change the cost over time.

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Plan before you borrow

See the complete cost

Enter an amount, annual rate and term to compare the monthly payment with the interest paid across the full loan.

  • Monthly repayment estimate
  • Total interest and repayment
  • Optional extra payment savings
  • Year by year balance
How it works

What this estimate includes

01

Reducing balance

Interest is estimated each month on the remaining principal.

02

Equal payment

The scheduled payment stays level until the final smaller payment.

03

Extra repayment

An optional extra amount goes toward principal and may shorten the term.

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