Australia study decision planner: courses and budget
Build a personal budget in Australian dollars, compare up to three CRICOS course records and prepare your next steps. Figures are estimates you control, not official tuition quotes or an assessment of student visa eligibility.
Your study-cost estimate
Planning calculations only. Review all inputs and replace zeroes with realistic quotes before making a financial decision.
Expense breakdown
| Cost category | Estimated AUD |
|---|---|
| Accommodation | 0 |
| Food | 0 |
| Transport | 0 |
| Other monthly living | 0 |
| OSHC estimate | 0 |
| Travel | 0 |
| Initial setup | 0 |
| Visa application estimate | 0 |
| Course materials | 0 |
| Emergency buffer | 0 |
| Non-tuition subtotal | 0 |
Items to confirm
- Accommodation is set to AUD 0; confirm whether it is genuinely free or missing.
- Food is set to AUD 0; confirm your realistic living expenses.
- OSHC is set to AUD 0; request an insurance quote for your intended coverage period.
- Travel costs are set to AUD 0; check flights and transport.
- Visa fees are not included unless you enter an amount.
Your actual living expenses can exceed government financial-evidence thresholds. This calculator neither checks nor guarantees visa financial capacity.
CRICOS source package date: 1 Oct 2026 · Imported: 7 Oct 2026. These are snapshot dates, not proof of current course registration or fees.
Before you choose a course or apply
Verify against official Australian sources
- Check the course and provider in the live CRICOS register using the exact code and campus.
- Research actual living and study expenses for your chosen location.
- Check current Student visa financial-capacity and other requirements directly with Home Affairs.
- Use the official document checklist appropriate to your application.
Your next-step checklist
- Get the current written tuition and non-tuition fee quote from each provider.
- Check scholarships, exclusions and payment schedules.
- Compare course length, location and accommodation availability.
- Check OSHC for the whole intended period and family circumstances if relevant.
- Plan personal living costs separately from Home Affairs evidence requirements.
- Confirm entry criteria, enrolment details and the relevant visa rules.
Method: The calculation adds the entered living/one-off expense categories for the selected number of months and adds tuition only when a separate tuition amount is known. It subtracts a confirmed scholarship from tuition only, capped at the amount of tuition. Zero inputs are flagged rather than inferred. The total-course-cost field from CRICOS is displayed for reference but never added into the calculation. Figures and course information can change. This independent information service does not provide migration, financial or enrolment advice.